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EZI Car Finance

Apply Online

Fast Approval

Competitive rates

Apply Now

Whether you’re interested in purchasing a vehicle yourself or a fleet of vehicles through your business, Finance EZI’s team of experienced business managers are well equipped to help you find the car finance that's right for you. 

We make borrowing the money to buy your new vehicle quick and easy; so you get fast approvals on car loans with:

  • Competitive interest rates
  • Suitable terms
  • Affordable repayments
  • No deposit loans available

Before you start the hunt for your next car, contact the team at Finance EZI to organise your obligation-free pre-approval and we’ll make the hunt easier for you! 

What Can Finance EZI Do For Me?

From tailoring the most suitable finance product, sourcing the vehicle, doing all the negotiating and ensuring your loan and your new vehicle are protected with the most appropriate insurance. Finance EZI also has a widespread car dealer network so no matter where you are in Australia, we can help you find exactly what you want. 

Why Use Finance EZI As Your Car Loan Broker?

For over ten years, Finance EZI has provided speedy and competitive finance for all of their customers. Finance EZI stands out amongst other financial service providers with an added array of desirable attributes, including guaranteed fast access, easy processing, strong buying power and no obligation assistance.

  • We make it stress free
  • We can do the research
  • We help you with the most appropriate loan for your situation.

What Loans Do Finance EZI Offer?

Different car loans offered by Finance EZI lenders (subject to lending approval criteria) include: 

  • Unsecured personal loans
  • Secured car lending 84mth term
  • Chattel Mortgage
  • Lease, fully maintained and novated
  • Low Doc, No Doc commercial motor finance
  • Salary Sacrifice.

Don’t forget the loan can have additional options (subject to lender approval) that you might want included. Some of these may include: 

  • Car insurance
  • Warranties on mechanical breakdown of the vehicle
  • Unemployment credit protection
  • Disability and/or death insurance
  • Shortfall cover.

On approval our staff will provide you with all the options and protection you might require.

Refinance Car Loan Options

When arranging to refinance a used car loan we often spend a lot of our valuable time calling many car finance companies and banks just to find a lender that will offer a good finance package and will approve the loan without complications. Making the wrong choice can mean not being approved and once declined it can be very difficult to get the next lender to approve or provide a reasonable interest rate. Talk to Finance EZI about refinance used car options. We will show you options on low car loan rates, compare most bank car loans, reduce the fees and charges and ensure you get approved.

Can Finance EZI Help With My Car Finance Term?

You may have already paid off a part of your loan and don't wish to extend the term back any further. We will give you all considerations when looking at refinancing, including keeping your loan over the same loan terms to reduce you terms charges and save you money. At Finance EZI we don't just want another finance deal; we look at your whole financial situation and assess what can be done to save you money, not cost you more. We don't do anything without your approval, ensuring you make the decisions based on the facts we provide. Enquire today online with our easy to complete Finance Enquiry or phone us today on 1300 003 003.

Car Loan Comparison

Banks and finance companies price their finance differently so it is important to get the right car loan. Some of the different pricing models lenders use are:

  • The amount you are borrowing: some lenders have lower interest rates as the loan amount increases
  • The term of the finance contract: loans can be up to 7 years (84 months) and costs may change over different terms especially with fixed rate terms
  • The age of the vehicle: some lenders adjust their pricing on the age of the vehicle. New car and used motor financing can have very different interest rates
  • If it is for business (unregulated) or personal (regulated): some charge differently
  • If it is unsecured or secured against the motor vehicle normally effects what is charged
  • The strength of your application: some companies even grade you and your application before they price the interest rates.


Interest rates, application fees, charges, early termination fees; we look at it all so you get the right loan. Simply complete our Finance EZI Enquiry or Application Form, it only takes 30 seconds.


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